Mike Vizard talks with Courtney Werning, Principal at Meyer Wilson Werning, about how AI is making online scams more convincing, scalable and difficult for victims to recognize. Werning explains how deepfakes, polished messaging and fake investment platforms are fueling pig butchering schemes, crypto fraud, recovery scams and elder financial abuse while losses remain widely underreported. The conversation also covers law enforcement limits, bank and brokerage responsibilities, trusted contacts, family safe words, frontline fraud training and why consumers should treat unsolicited online messages with extreme skepticism.